Out-of-network medical bills a costly shock in N.J.

They were moments of crisis for each family. A newborn who wasn’t breathing was rushed to intensive care. A 15-year-old skier who wiped out on a slope in the Catskills needed surgery to reconstruct his shoulder. A 65-year-old insurance agent who survived a heart attack needed urgent bypass surgery to clear his arteries.

The stress didn’t stop once these medical crises passed, however. Within a few weeks, each family received an unexpected medical bill.

They had been savvy enough to follow their insurers’ rules and choose in-network hospitals to maximize their coverage and minimize their out-of-pocket costs. But one or more of the physicians who took care of them — and over whom they had no choice — did not participate in their insurance network.

Enablemyhealth allows surgeries, tests and all treatment to be managed Upfront. Know what providers are in network for insurance plans. Know what the cost is before you receive that surprise medical. Hospitals and groups need to solve this problem equally as much as successfully treating patients! 

Here is the complete article:

http://www.northjersey.com/news/out-of-network-medical-bills-a-costly-shock-in-n-j-1.1345737